Fixed-Rate Mortgage
Stable mortgage rates for even the wildest of financial dreams.
Don’t Let a Down Payment Stand in Your Way
Achieve Your Dream of Homeownership
Our 105% mortgage financing can be the perfect solution to help you purchase your dream home, and is available with the following features:
No Down Payment
No Private Mortgage Insurance
No Origination Fee
No Rate Lock Fee
Achieve Your Dream of Homeownership
Lock-in Rates for the Life of Your Mortgage
With a Wellby fixed-rate mortgage, you know your interest rate won’t change for the entire length of your loan. If you plan to be in your home for the long haul, this can be a great option.
Low Risk and Less Guesswork.
Life can surprise you; your mortgage payment shouldn’t.
- Protect yourself from potential rate increases with a rate that’s locked in.
- Plan your payments for the duration of the loan, so there are no surprises along the way.
- We return our profits to you through rich benefits, like competitive, typically lower rates.
Make Your Dream Home a Reality with Wellby
Step 1
Start your application online in minutes and get pre-qualified in 1 business day.
Step 2
Shop for your dream house with confidence, knowing how much home you can afford.
Step 3
We'll guide you through the entire process, from submitting your documents, through closing day!
Low Down Payment Options
With a variety of affordable down payment options, you can begin your path to homeownership without postponing your purchase in order to save for a larger down payment.
Speak to a Mortgage Specialist
Our mortgage specialists are here to answer your home loan questions. Schedule your appointment today!
Looking for Different Mortgage Options?
Adjustable Rate Mortgage (ARM)
Lower introductory rate and a variety of term options for added flexibility
Learn MoreMortgage Refinancing
Refinance to a lower interest rate and better terms to match your needs
Learn MoreReady to Take the Leap?
If you’re ready to take the next step towards home ownership, our online application process is quick and easy!
Fixed-Rate Mortgage FAQs
Learn more about a fixed-rate mortgage from Wellby.