Adjustable Rate Mortgage
Flexibility to get you into the home you want.
Lower Rates for Big Dreams
An adjustable-rate mortgage (ARM) provides additional flexibility by offering lower interest rates during your introductory term, giving you more buying power to find and own your dream home. With a variety of term length options, we can help you find an ARM option that fits your budget and financial goals.
A Mortgage That Fits Your Goals
An Adjustable-Rate Mortgage (ARM) offers unique benefits that might make it the right choice for your home loan.
- Save money on your early monthly payments with a lower introductory rate than a fixed-rate loan.
- Lock in your introductory rate before it starts to adjust, giving you more room in your budget.
- With lower interest rates during the introductory term, an ARM is an excellent choice for investment properties or those looking to move again in a few years.
How to Apply for Your Adjustable Rate Mortgage
Step 1
Start your application online in minutes and get pre-qualified in 1 business day.
Step 2
Shop for your home with confidence, knowing how much home you can afford.
Step 3
We'll guide you through the entire process, from submitting your documents, through closing day!
Term Lengths That Match Your Plan
A Wellby Adjustable Rate Mortgage is available in a wide range of term lengths. This gives you the flexibility to set an introductory period that aligns with your financial plan and locks in your interest rate for a set period before your rate begins to adjust each year.
Looking for Different Mortgage Options?
Fixed-Rate Mortgage
Lock in your mortgage rate and protect yourself against rate increases
Learn MoreMortgage Refinancing
Refinance to a lower interest rate and better terms to match your needs
Learn MoreSpeak to a Mortgage Specialist
Our mortgage specialists are here to answer your home loan questions. Schedule your appointment today!
Ready to Get Started?
Wellby offers a variety of adjustable-rate mortgage terms so you can find the right loan for your monthly budget goals and financial plan.
Adjustable-Rate Mortgage FAQ
Learn more about adjustable-rate mortgage options from Wellby.