Rates Center

ACCRUAL OF DIVIDENDS. For all dividend earning accounts, interest will begin to accrue on the business day that non-cash items (i.e., checks) are deposited to the account. If you close your account before interest is paid, you will not receive the accrued interest.
BONUS RATE. To qualify for the bonus rate, you must have an active checking account and receive at least $300.00 in aggregate direct deposits per month; registering for and accessing online banking at least once every three (3) months, and one of the following: eight (8) or more posted debit card transactions or posted debit card payments of a bill from your Wellby checking account per month; eight (8) or more posted credit card transactions from your Wellby credit card account per month; or $40,000.00 or more in lending balances (does not include credit cards).

APY=Annual Percentage Yield
BONUS RATE. To qualify for the bonus rate, you must have an active checking account and receive at least $300.00 in aggregate direct deposits per month; registering for and accessing online banking at least once every three (3) months, and one of the following: eight (8) or more posted debit card transactions or posted debit card payments of a bill from your Wellby checking account per month; eight (8) or more posted credit card transactions from your Wellby credit card account per month; or $40,000.00 or more in lending balances (does not include credit cards).

ACCRUAL OF DIVIDENDS. For all dividend earning accounts, interest will begin to accrue on the business day that non-cash items (i.e., checks) are deposited to the account. If you close your account before interest is paid, you will not receive the accrued interest.

MINIMUM BALANCE REQUIREMENTS. The minimum balance requirements may include a minimum opening deposit, the minimum balance you must maintain in the account to avoid service fees, and the minimum balance that you must maintain each day to earn the stated Annual Percentage Yield (APY) for that account. The Par value of a share in this credit union is disclosed in the Fee Schedule.

BALANCE COMPUTATION METHOD. We use the Daily Balance to calculate interest on your account. The Daily Balance Method applies a daily periodic rate to the full amount of principle in the account each day.