Banking With a Purpose

We're here to help you prosper.

At Wellby Financial, we’re more than just a credit union—we’re your partner in achieving financial success. From Houston’s rich history to Johnson Space Center’s ambitious goals, our story is rooted in helping Houstonians and beyond build, grow, and thrive throughout the journey to financial prosperity.

Why Our Members Love Us

  • Free High-Yield Checking with Premium Perks: No monthly service fees, high yield advantage, early payday, over 55K fee-free ATMs, credit score tracker, ID protect, cell phone protection, and more.
  • Banking that Works for You: We’re where you need us, when you need us. Bank online, via our mobile app, or visit us in person at one of our 22 branch locations across Houston for friendly, professional service.
  • Decades of Trust: With more than 60 years of experience, Wellby is federally insured by the NCUA, offering you security, peace of mind, and a commitment to building stronger communities together.

Your Financial Dreams, Realized

Whether you’re paying for college, buying your first home, or saving for retirement, Wellby is here to guide you every step of the way. Let’s work together to help you achieve the future you’ve been dreaming of.

Driving Community Change for Good

We believe credit union banking is about more than managing finances—it’s about empowering people and strengthening communities. For more than 60 years, we’ve been committed to serving our members with personalized financial solutions, all while reinvesting in the neighborhoods where we live and work. From supporting those who helped achieve humanity’s greatest milestones to helping families achieve their financial goals today, we’re proud to stand as a trusted partner in building a brighter, more prosperous future for all. Together, we can continue to make a meaningful difference—one member, one community, at a time.

Houston, we have prosperity!

money.com Best Credit Union in Texas Newsweek - Americas Best Credit Unions CUNA Dejardins Financial Literacy Award Top Workplaces 2023 Top Workplaces Employee Appreciation 2023

A Primary Savings account is required for new members, which includes membership share and has a minimum balance of $5.00 to open the account. 

 

JSC Federal Credit Union does business as Wellby Financial ("Wellby Financial" or "Wellby"). By doing business with Wellby Financial, you acknowledge that you are doing business with JSC Federal Credit Union. This offer is subject to membership eligibility. You are eligible if you live, work, worship, attend school, or do business in the Greater Houston Metro or Galveston area. You can also join Wellby if you are an employee or member of one of the 2,000+ companies, organizations, churches, homeowners’ associations, or areas of community service in our field of membership or are an American Consumer Council member. You may also be eligible to join if you are an immediate family member or live in the same household as a current Wellby member.